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Sorry, the bank account was not charged but you may still complete this transaction with an alternative account or payment method. This transaction was declined based, at least in part, on consumer reporting data obtained from Giact Systems, LLC. Giact did not make the decision to decline this transaction and is unable to provide the specific reasons why the transaction was declined. You have the right to obtain a free copy of your consumer report from Giact if you make a request within 60 days and you have the right to dispute the accuracy or completeness of the information with Giact by contacting them:

Giact Systems, LLC

700 Central Expy. S, Suite 300

Allen, TX 75013

1-866-918-2409